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Insurance policies are constructed in reaction to the emerging financial exposures of businesses as underwriters isolate an acceptable portion of risk and structure parameters of coverage. Despite such proactive efforts, conflicts still arise as to the proper insurance vehicle for financial loss recovery. READ MORE >>

PONDER THIS.   Your company or your client has purchased a Site Pollution Liability Policy.  Since coverage is written on a Claims-Made basis, the policy includes an Optional Extended Reporting Provision (OERP) whereby for an additional premium, the insurer will permit reporting of Claims subsequent to the expiration of the active policy term. READ MORE >>

http://www.donovanhatem.com/2017/06/12/climate-change-sustainability-and-resiliency-design-professionals-roles-and-risks/ READ MORE >>

CONTRACTOR'S PROFESSIONAL LIABILITY INSURANCE This decision succinctly examines a few of the coverage gaps in a CGL policy that can be covered by a properly constituted Contractors' Professional Liability policy. http://cdn.ca9.uscourts.gov/datastore/memoranda/2017/03/02/15-55648.pdf READ MORE >>

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